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PayPal Credit & Pay in 3

Shop your way and enjoy your purchases straight away with PayPal backed 0% finance* and PayPal Buyer Protection.

You choose:

PayPal Pay in 3

Buy now
3 monthly instalments, 0% interest


  1. Check out with PayPal with a purchase of £45 or more.
  2. Choose “Pay in 3” - you’ll get a decision in seconds, after which you can complete your order.
  3. First payment taken now, the rest in two further payments on the same day the following two months.

For full details, see PayPal’s Pay in 3 information page. 
or

 PayPal Credit

Buy now, pay later
4 months, 0% interest


  1. Checkout with PayPal with a purchase of £99 or more.
  2. Choose “PayPal Credit” & complete a short application form - get a decision in seconds and complete your order.
  3. Keep up the monthly payments over 4 months until fully paid off to enjoy 0% interest.

For full details, see the PayPal Credit information page.

PayPal Credit and Pay in 3 should not be used with the Panache Kids Easy Payment Plan. 

DON'T WANT FINANCE? Try the Panache Kids Easy Payment Plan instead, to pay in installments and receive your order after full payment.

PLEASE NOTE: Your PayPal Pay in 3 or PayPal Credit agreement is with PayPal. Panache Kids cannot assist with questions or issues you may have in relation to these services.

FREE RETURN SHIPPING: Did you know that you can get PayPal Free Return Shipping on eligible PayPal purchases? PayPal will refund a limited number of shipping costs on your returns each year. See here for details and to activate the service before purchase.

*Purchases via these PayPal payment options have 0% interest provided you pay the required amounts by the due dates applicable to each option under PayPal’s terms. Late payment can affect your credit rating and attract late payment fees (Pay in 3) or interest charges of 21.9% (PayPal Credit) - see the PayPal information pages above for full details.

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