Flexible Payment Options

The following payment options are available to you when placing an order:

Payment Method	Order Shipped	Payment	Finance Interest Rate	Min. Basket Value
	Immediately	In full	N/A (Not finance)	None
	Immediately	In full	N/A (Not finance)	None
	Immediately	In full	N/A (Not finance)	None
	Once paid in full	RESTRICTED TO NON-REDUCED ITEMS ONLY. Pay 20% deposit now to reserve items, and pay the rest at your convenience over 8 weeks (pay via SagePay or PayPal). Find out more >	N/A (Not finance)	None
	Immediately	Pay in 6 weekly automatic installments. Not to be used with the Panache Easy Payment Plan.	0% **	£6
PAY IN 30	Immediately	Pay when you like within 30 days from when the order is shipped or collected. Not to be used with the Panache Easy Payment Plan.	0% **	None
PAY IN 3	Immediately	Payment will be taken in 3 monthly payments, the first when the order is shipped or collected. Not to be used with the Panache Easy Payment Plan.	0% **	£35
	Immediately	In full	N/A (Not finance)	None
	Immediately	3 equal payments (the first now, the rest in 2 payments on the same day the following 2 months). Find out more >. Not to be used with the Panache Easy Payment Plan.	0% **	£30

DON'T WANT FINANCE?

Try the Panache Kids Easy Payment Plan, pay in instalments, and receive your order after full payment.

PLEASE NOTE

Your Laybuy, PayPal Pay in 3, Klarna Pay in 30 or Klarna Pay in 3 agreement is with Laybuy, PayPal or Klarna. Panache Kids cannot assist with questions or issues you may have in relation to these services.

The Panache Easy Payment Plan should NOT be used with these payment options. If you place an easy Payment Plan order and pay the initial deposit via one of these methods, we will need to cancel your order and ask you to place it again using SagePay or PayPal to pay. Your credit score will not be affected with the Panache Easy Payment Plan (this is not finance,and no credit checks are undertaken), but please be aware that your Easy Payment Plan order is only shipped after FULL payment.

Klarna and PayPal (Pay in 3) undertake 'soft' cedit checks that will not affect your credit score unless you miss payments.

Laybuy undertakes a 'hard' credit check that can affect your credit score, especially of you miss payments.

Klarna is only available in the United Kingdom, Sweden, Norway, Finland, Denmark, Germany, Austria, the Netherlands, Belgium, Switzerland and the USA.

0% INTEREST

** Purchases via these payment options have 0% interest provided you pay the required amounts by the due dates applicable to each option under Laybuy, PayPal or Klarna’s terms. Late payment can affect your credit rating and attract late payment fees and may affect your ability to obtain credit in the future - see the Laybuy, PayPal or Klarna information pages on these services for full details.